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Think Like a Millionaire
By Brian Tracy The most important
attitude for financial success is long-term thinking. Successful people think
a long way into the future and they adjust their daily behaviors to assure
they achieve their long-term goals. In a longitudinal study done at Harvard
University in the 50s and 60s, they studied the reasons for upward
socio-economic mobility. They were looking for factors that would predict
whether or not an individual or family was going to move upward and be
wealthier in the future than in the present. They studied factors
like education, intelligence, being born into the right family, or having the
right connections. In every case, they found individuals who had been born
with every blessing in life who did poorly. They also found individuals who
had been born or come to this country with no advantages at all who had been
extremely successful. What was the distinguishing factor? They
finally determined that there was only one key attitude that mattered. They
called it "Time Perspective." Time perspective refers to the amount
of time that you take into consideration when planning your day to day
activities and when making important decisions in your life. People with
long-time perspective invariably move up economically in the course of their
lifetimes. When you spend weeks, months and years developing your skills and
ability and expanding your experience in order to be successful, you have
long-time perspective. The average professional person has a time perspective
of 10, 15 and 20 years. Begin to see that everything that you are doing today
is part of a long-time continuum, at the end of which you are going to be
financially independent or financially unfortunate. People with short-time
perspective think only about fun and pleasure in the short term. They have
what economists call "The inability to delay gratification." They
have an irresistible tendency to spend every single penny they earn and
everything that they can borrow. When you
develop long-time perspective, you develop the discipline to delay
gratification and to save your money rather than spending it. The combination
of long-time perspective and delayed gratification puts you onto the high
road to financial independence. Now, here are two things you can do to develop the
attitudes of financially successful people: First,
think long-term about your financial life. Decide exactly how much you want
to be worth five years, ten years and twenty years from today. Write it down.
Make a plan. Take action on your plan every single day. Second,
develop the ability to delay gratification. Instead of buying something on
impulse, put off buying decisions for a day, a week or even a month. Decide
in advance to "think it over" before you buy anything. This can
change the way you spend money almost immediately. Visit Brian Tracy's website - Make
Money! *****************************************************
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